SBA Loans

Leverage Growth with SBA Loans

For well-established businesses demonstrating strong tax returns, seize the potential of Secured Small Business Loans from the Small Business Administration (SBA). Unlock access to substantial sums, with loans reaching up to $5,000,000. Whether you’re eyeing business acquisitions, real estate ventures, partner buyouts, or bolstering working capital, SBA offers diverse programs like 504 and 7(a) loans tailored to your needs. While approval requires documentation such as financials, credit reports, business plans, and collateral details, the payoff is remarkable. Benefit from extended payback terms, spanning up to 10, 15, or even 20 years, coupled with competitive interest rates as low as 5 – 6%. Turn your growth visions into reality with Harvard Credit Solutions, your partner in progress.

Quick Insights
Credit Line Hybrid

Approval Amount

Upto $5,000,00

Collateral

50% of loan amount

Credit Quality

Good

Income & Assets

depends on lender

See what you qualify for today

Schedule a Call

How Does It Work?

Complete a Form

Or a personalized consultation with our representative.

Submit your Application

With a soft pull on your credit.

Obtain Pre-qualification

In just 24 hours.

Meet SBA Loans Advisors

Receive guidance on approval status and potential.

Essential Documentation
for Smooth Processing

Personal Financial Documents: Offer insights into your personal financial standing, substantiating your capacity to manage borrowed funds.

Effective Business Account Management: Demonstrate adept handling of your business bank account by maintaining positive balances and avoiding Non-Sufficient Funds (NSFs).

Professional Resume and Background Information: Present your expertise and experience to instill confidence in lenders about your ability to lead your business effectively.

Comprehensive Business Plan: Outline your business goals, strategies, and financial projections to showcase your vision's viability.

Strong FICO Score: A high personal credit score underscores your creditworthiness and reliability as a borrower.

Established Personal and Business Credit Reports: Demonstrate a history of responsible credit management on both personal and business fronts.

Business Tax Returns Showing Profit: Showcase your business's profitability through recent tax returns, reinforcing your ability to meet financial obligations.

Personal Tax Returns: Provide a comprehensive financial picture, strengthening your loan application's credibility.

Recent Business Bank Statements: Highlight your business's financial health and stability with up-to-date bank records.

Streamlined Application Process

Insightful Credit Reports

Dive into the details of your credit journey with comprehensive credit reports. We provide insights that empower you to make strategic credit decisions, both personally and for your business.

Navigating Your Financials with Confidence

Understanding your financial landscape is key to making informed decisions. At Harvard Credit Solutions, we offer comprehensive insights into your financial health, helping you gain a clearer perspective and empowering you to take charge of your economic journey.

Personal Credit History

Your personal credit history tells a story. Let us help you rewrite any challenging chapters, optimizing your credit health and unlocking better financial opportunities.

Building a Solid Foundation

A strong foundation is the bedrock of success. Discover our expert strategies to establish and fortify the core of your business, setting you on a path towards sustainable growth.

Essential Business Information

From inception to expansion, every business phase is vital. Our guidance ensures you have the right information at every step, making informed decisions effortless.

Business Financials

Gain a comprehensive understanding of your business's financial landscape. We help you analyze and optimize your financial statements, ensuring a strong foundation for growth.