Unlock Fast and Streamlined Financing with Merchant Cash Advances (MCA)
In the realm of business financing, the term Merchant Cash Advance (MCA) holds significant value. It signifies a swift and efficient solution for business owners seeking short-term funds. Whether you’re a credit card-accepting entrepreneur or an aspirant in need of quick and hassle-free financing, our Merchant Cash Advance program caters to your needs.

Rapid Insights into Harvard Credit Solution's
Merchant Cash Advances
Approval Amount
Collateral
Not Required
Necessary Financials
Bad Quality
Accepted
How Does It Work?
Complete a Form
Or a personalized consultation with our representative.
Submit your Application
With a soft pull on your credit.
Obtain Pre-qualification
In just 24 hours.
Engage with Experts
Receive guidance on approval status and potential
Essential Documentation
for Smooth Processing
Rapid pre-approval in 24 – 48 hours; formal approval in 72 hours
Application-to-funding process within 3 days or less
Opportunity for future funding approvals
Effortless merchant statement review for simplified approval
No application fees to worry about
Embrace bad credit, as it's warmly accepted
Revenue as low as $50,000 is considered
No upfront application fees
Starter programs available for budding businesses
Flexible 3 – 36 month terms
Up to one month's revenue obtainable
Collateral is not a prerequisite
Streamlined Application Process
Financial Documentation
Submission of 3 months of bank and/or merchant account statement
Revenue Consistency
Demonstration of consistent deposits indicating revenue of $50,000 or higher annually
Business Tenure
Minimum of 6 months in business.
Chargeback Record
Maintain a record of low chargebacks on merchant statements.
Financial Stability
Limited occurrences of Non-Sufficient Funds (NSFs
Deposits Frequency
Minimum of ten deposits monthly.
