Unlock Growth with 401(k) Financing

At Harvard Credit Solutions, we offer a dynamic solution for businesses and franchises – tap into the potential of your existing 401(k) plan or IRA assets. Experience the power of redirecting a portion of your retirement funds into your business, granting you heightened control over both your retirement plan’s performance and the crucial working capital essential for driving business expansion. Achieve this transformation in as little as 2 weeks and propel your business forward with newfound momentum.

Quick Insights
Harvard Credit Solutions 401(k) Financing

Approval Amount




Credit Quality


Income & Assets

2 Most recent 401(k) Statement

See what you qualify for today

How Does It Work?


Complete a Form

Or a personalized consultation with our representative.


Submit your Application

With a soft pull on your credit.


Obtain Pre-qualification

In just 24 hours.


Meet Financing Advisors

Receive guidance on approval status and potential.

Essential Documentation for Smooth Processing

The 401(k) should possess a value exceeding $35,000.

Additionally, your present employment status should not be associated with the company where the 401(k) is held.

Please provide copies of your two most recent 401(k) statements.

Copies of your two most recent 401(k) statements.

Streamlined Application Process

Insightful Credit Reports

Dive into the details of your credit journey with comprehensive credit reports. We provide insights that empower you to make strategic credit decisions, both personally and for your business.

Navigating Your Financials with Confidence

Understanding your financial landscape is key to making informed decisions. At Harvard Credit Solutions, we offer comprehensive insights into your financial health, helping you gain a clearer perspective and empowering you to take charge of your economic journey.

Personal Credit History

 Your personal credit history tells a story. Let us help you rewrite any challenging chapters, optimizing your credit health and unlocking better financial opportunities.

Building a Solid Foundation

 A strong foundation is the bedrock of success. Discover our expert strategies to establish and fortify the core of your business, setting you on a path towards sustainable growth.

Essential Business Information

 From inception to expansion, every business phase is vital. Our guidance ensures you have the right information at every step, making informed decisions effortless.

Business Financials

 Gain a comprehensive understanding of your business's financial landscape. We help you analyze and optimize your financial statements, ensuring a strong foundation for growth.

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See what you qualify for today