Enhancing Fundability for Growth

Welcome to Harvard Credit Solutions! We understand that establishing and maintaining a strong financial foundation for your business is essential. Our specialized Fundability services are designed to guide you through the process of optimizing your business’s financial profile, enabling you to access the capital and resources you need to succeed.

Fundability Solutions
For Your Credit Needs

Partnering for Your Success

Building a Strong Financial Foundation

Strengthening Your Financial Profile

Navigating the Application Process

Setting Up Your Business for Success

  • At Harvard Credit Solutions, we offer more than just credit repair services. We believe in partnering with our clients to help them achieve success. Our Fundability Solutions are designed to provide your business with a strong financial foundation, enabling growth and prosperity.
  • Are you ready to embark on a journey towards better fundability? If so, please don't hesitate to get in touch with us today. Discover how Harvard Credit Solutions can optimize your business's financial profile, turning your aspirations into tangible accomplishments.

Dedicated Business Bank Account-Clear Financial Separation

  • Distinct separation between business and personal finances is a hallmark of fundability. We'll help you establish a dedicated business bank account, a critical requirement for various funding opportunities and merchant services. This segregation streamlines financial operations and enhances your credibility.

Licensing Guidance- Navigating Legalities

  • The landscape of licenses and permits can be overwhelming. Our experts will guide the licenses your specific business requires, ensuring you're compliant with local regulations before seeking financing.

Business Credit Reports- Gaining Valuable Insights

  • Access to accurate business credit reports is vital for evaluating your fundability. We'll assist you in obtaining and safeguarding reports from reputable agencies like Dun & Bradstreet, Experian, Equifax, and FICO SBSS, offering valuable insights into your financial health.

Consistent Business Information- Instilling Trust

  • Maintaining consistency in your business information is crucial. Our team emphasizes aligning all your details across documents, reducing the risk of fraud concerns, and instilling confidence in lenders and partners.

Personal and Business Credit History- Enhancing Credibility

  • A robust credit history is fundamental to fundability. We offer strategies to enhance both your personal and business credit histories, bolstering your financial credibility.

Application Timing- Strategic Approach

  • Timing significantly impacts your fundability. We'll guide you on the optimal timing for applications, considering changes in your credit report and ensuring all business information is accurate.

Preparing Financial Statements- Demonstrating Stability

  • Our experts assist in preparing comprehensive financial statements that highlight your business's profitability and stability. These statements offer insight into your financial health, a factor lenders value.

Collateral Evaluation- Strengthening Your Position

  • When collateral is required, we'll help you assess viable business or personal assets to secure a loan. This step enhances fundability and increases your chances of securing financing.

Contact Information- Establishing Professional Identity

  • Your business's journey towards fundability begins by creating a distinct identity.
  • Our experts will assist you in setting up a professional VoIP phone number and a physical address that matches your official documentation.
  • These details play a crucial role in presenting a reliable image to lenders and partners.

Incorporation Options- Ensuring Protection

  • Selecting the right business structure is essential for protection and fundability.
  • Whether you're considering an LLC, S-corp, or corporation, our experienced professionals provide guidance based on your budget, liability concerns, and potential tax advantages.

EIN Acquisition- Identifying Your Business

  • An Employer Identification Number (EIN) is the equivalent of a Social Security Number for your business.
  • We'll guide you through the EIN application process, ensuring the information aligns seamlessly with your incorporation details.

Frequently Asked Questions

What is a Fundable Business?

A Fundable business is one that lenders or credit issuers consider a favorable risk, making them willing to provide financial assistance in the form of loans or credit. This status is achieved by effectively demonstrating to credit providers that your business is properly structured and capable of repaying any borrowed fund.

What is a Fundable Business Plan?

A Fundable business plan outlines your company's financial strategies, highlighting your ability to manage credit and repay loans. It demonstrates a clear vision for growth, stability, and financial responsibility, which lenders find attractive.

What Does Fundability Mean?

Fundability refers to the level of appeal your business holds in the eyes of lenders and credit providers. It's the measure of how well your business is positioned to receive financial support, highlighting its readiness to manage credit responsibly.

What are Fundable Businesses Like?

Fundable businesses typically showcase strong financial practices, consistent credit histories, and clear separation between business and personal finances. They adhere to regulatory requirements and have a comprehensive understanding of their financial statements.

What are Some Fundable Business Ideas?

Fundability isn't restricted to specific industries; it's about financial responsibility and credibility. Any business that effectively manages its finances, maintains a positive credit history, and presents a viable repayment plan can be considered fundable.