Flexible Funding for Your Business's Success

At Harvard Credit Solutions, we’re committed to support your business’s growth by offering flexible funding solutions designed to fit your unique needs. Whether you’re expanding your operations, seizing new opportunities, or simply need a financial boost, our collateral-free lending options have you covered.

Why Choose Us?


Loan Amounts



Credit Requirements

Consistent Revenue Verification

We value stability and financial security. To ensure your ability to meet loan obligations, we require collateral in the form of consistent revenue. This revenue can be easily verified through your business bank statements. This requirement not only safeguards both parties involved but also underscores our commitment to responsible lending.

Tailored to Your Needs

Repayment shouldn't be a burden. Our loan terms extend from 6 to 24 months, allowing you to choose a duration that suits your financial rhythm. This adaptability lets you align repayments with project lifecycles or cash flow patterns, ensuring a comfortable and sustainable repayment journey. significant investments.

Your Schedule, Your Pace

Flexible Repayment Term: We understand that financial commitments should be manageable. Our repayment terms span from 10 to 25 years, affording you the convenience of a timeline that aligns with your financial capacity and business objectives. This flexibility ensures that your investment pays off on a schedule that suits you.

Cost-Effective Choices

We respect your financial considerations. Our factor ranges from 1.10 to 1.45%, affording you choices that best suit your objectives. This factor reflects variables such as loan amount, term, and risk assessment. We offer these options to accommodate your unique financial strategy.

A Balanced Approach

Your credit health matters. We seek a personal credit score of 550 or higher, while recent bankruptcies are a disqualifying factor. These criteria are designed to strike a balance between accessibility and responsible lending practices.

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Are You Eligible?

Consistent Revenue

Provide bank statements from the last 6 months showcasing at least $10,000 in monthly gross revenue.

Established Business

Operating for 6 months or more, demonstrating your commitment and stability.

Transaction Activity

Conduct a minimum of 5 small transactions each month, reflecting your business's engagement.

Restricted Industries

While we support diverse businesses, please note that certain financial services industries are prohibited.

Will my credit score improve after using Harvard Credit Repair's services?

While Harvard Credit Repair can significantly improve your credit score, it is essential to understand that the extent of improvement varies from case to case. Factors like the type of negative items on your report and their removal will influence the outcome.